The Modeling Agency (TMA) offers guidance, training and ntelligent solutions to customers who are data rich, yet information poor. TMA is a structured, redundant network of senior scientists, associate modelers, application programmers and project managers with expertise in information modeling. TMA applies advanced data mining technology (transactional modeling) and knowledge engineering (domain expertise modeling) to arrive at automated decision system solutions that are accurate and comprehensive, yet efficient, actionable and understandable.